Travel Insurance Plans

If you’re travelling overseas for a single trip, we offer two plans Comprehensive Travel Insurance, and Basic Travel Insurance. The difference between these two plans is the level of cover.

Our Basic Travel Insurance plan¹ covers only the basics, such as your overseas emergency assistance, overseas medical and hospital expenses, funeral expenses and personal liability.
 

Whereas our Comprehensive Travel Insurance plan¹ covers you overseas if you unexpectedly fall ill or have an accident, and it also provides cover for cancellation³, luggage, rental vehicle excess, travel delay ¹ and more.

If you’re travelling within New Zealand only, our Domestic Travel Insurance plan provides cover for cancellation, rental vehicle excess, luggage and travel delay ¹.

Terms, conditions, limits, sub-limits and exclusions apply, and these are set out in the Policy Wording.

For full details and before making a decision, consider the relevant Policy Wording.

Conditions Apply

1. Terms, conditions, limits, sub-limits and exclusions apply, and these are set out in the Policy Wording.
2. Policy terms, conditions, limits, sub-limits and exclusions apply to particular types of losses, premium refunds (full or partial) or claims. This product has a general exclusion, with limited exceptions, against epidemics and pandemics. That means we don’t cover claims that arise from, or are related to, an epidemic or pandemic.
   
   However, you’re covered under selected benefits in this product if, during your period of cover, you’re positively diagnosed as suffering a sickness recognised as an epidemic or pandemic, such as COVID-19. Refer to the Policy Wording to see which benefits offer cover in the event you contract a sickness recognised as an epidemic or pandemic, and the terms, conditions, limits, sub-limits and exclusions that apply.
3. Terms, conditions, limits, sub-limits and exclusions apply, and these are set out in the Policy Wording. Cancellation cover is only available on Comprehensive, Domestic and Multi-Trip Plans. Refer to Cancellation and General Exclusions sections of the Policy Wording for full details.
4. You do not have cover under this Benefit while travelling in New Zealand.

Allianz Travel Insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Partners and underwritten by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 (Incorporated in Australia) ("Hollard"). You should consider the Policy Wording before making any decisions about your insurance policy. Terms, conditions, limits, sub-limits and exclusions apply.

The Hollard Insurance Company Pty Ltd – Financial Strength Rating and Overseas Policyholder Preference Disclosure Notice

The Hollard Insurance Company Pty Ltd has a financial strength rating of A (Strong) issued by Standard and Poor's.

The Standard & Poor's rating scale is:

AAA  Extremely Strong                                   BB     Marginal                               CC  Extremely Weak

AA     Very Strong                                              B        Weak                                     C     Selective Default

A        Strong                                                        CCC  Very Weak                           D     Default

BBB  Good

The rating may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories.
The rating scale above is in summary form.
A full description of this rating scale can be obtained from www.standardandpoors.com.

An overseas policyholder preference applies. Under Australian law, if The Hollard Insurance Company Pty Ltd is wound up, its assets in Australia must be applied to its Australian liabilities before they can be applied to overseas liabilities. To this extent, New Zealand policyholders may not be able to rely on The Hollard Insurance Company Pty Ltd’s Australian assets to satisfy New Zealand liabilities.